This page provides information and links to Caredove's legal agreement framework as well as our privacy and security program.
Date of Last Revision: July 31, 2018
CAREDOVE INC. (“Caredove”, “we”, “us” and terms of similar meaning) provide the Services (defined below), including access to the Caredove Platform subject to these terms and conditions of use (these “Terms”). An updated copy of these Terms will be available on www.caredove.com (the “Site”).
Please read through these Terms carefully before using the Services. By creating a User Account or by otherwise using the Services, you agree to be legally bound by these Terms and all policies, statements and guidelines incorporated by reference into these Terms. If you do not agree to be bound by these Terms in their entirety, then do not use the Services.
If you are creating a User Account or otherwise using the Services with the intentions of binding a company or organization, (a) you hereby represent and warrant that you have the power and authority to bind such company or organization, and (b) such company or organization shall be deemed to have agreed to these Terms.
“Administrative Rights” means the rights to provide, issue, administer, update and limit the rights of other Members of Member Organization or Member Organizations of a Network.
“Caredove Platform” means the web application, electronic services and APIs provided by Caredove.
“Content” means all content available on or through the Services, including all text, information, data, logos, marks, designs, graphics, pictures, sound files, other files, and their selection and arrangement.
“Network” means a predefined set of Member Organizations (typically within a geographic area or sector) that are administered by a Network Administrator.
“Network Administrator” means a User or Users who have been given Administrative Rights to administer the Member Organization information and User Accounts of all Member Organizations of a Network.
“Member” means a User who registered for a User Account under the administration of a Member Organization.
“Member Organization” mean a User or a company, agency, institution or organization that is represented by a User which has registered for a User Account to receive Member Services.
“Member Organization Administrator” means a User or Users who have been given Administrative Rights to administer the User Accounts of all Members of a Member Organization.
“Member Organization Contact Information” means Member Organization contact and relevant services information which may be inputted into the Services by Caredove and/or a User of the Services.
“Services” means the services provided by Caredove, including through the Caredove site and the Caredove Platform as more particularly described in Section 2 below.
“Sponsor” means a company, agency, institution or organization that sponsors the licensing of the Services by a Network.
“Users” means all users of the Services.
Caredove is an online platform that aims to simplify referral and scheduling arrangements between healthcare providers and between patients and their health care providers.
The Caredove Services may be available through the Caredove Platform, the Caredove site or through third party websites and applications that have linked to the Caredove Platform.
The Services are not intended to be used by children. You must be at least thirteen (13) years of age to use the Services.
Some of the Services are made available to Users without the need to register for a User Account. We refer to these Services as “Public Services”. Public Services may include functionality that permits Users to search for health care services near an address.
Other Services are only available to Users who have registered for a User Account. Such “Member Services” may include functionality that permits the sending or receiving patient referrals or updating service provider information.
In addition to Public Services and Member Services, certain Users may request additional, premium or customized Services that are not generally available to the public or are only available for additional fees. You may request such “Additional Services” or “Premium Services” by contacting Caredove. If a request for Additional Services or Premium Services is made, Caredove will evaluate such request and provide you with an estimate for the Additional Services or Premium Services (“Estimate”) at the contact information you provide. Upon acceptance of the Estimate, Caredove will present you with such additional agreements or addendums to these Terms as necessary, which, upon acceptance shall be incorporated into these Terms.
Available Premium Services and the associated fees are described further on the Caredove site.
In addition, please refer to www.caredove.com/legal for additional policies statements and guidelines related to our Member roles and responsibilities that are incorporated by reference into these Terms (“Policies”).
User Accounts; Registration Data; Account Security
As described above, certain types of Users who wish to use certain features of the Services (including Member Services), will be required to register for a Caredove account (“User Account”). The rights associated with your User Account and the Services available to you will vary based on the rights and privileges attached to your account and whether your User Account has had Additional Services or Premium Services paid for.
Upon registering a User Account, you agree to
(a) provide accurate, current and complete information as may be prompted by any registration forms on the Service, including information about the Member Organization you represent (“Registration Data”);
(b) maintain the security of your password;
(c) maintain and promptly update the Registration Data, and any other information you provide to the Services, and to keep it accurate, current and complete; and
(d) accept on your own behalf and on behalf of your Member Organization (if applicable) all risks of unauthorized access to the Registration Data and any other information you provide through the Services.
Caredove will not be liable for any loss or damage from your failure to comply with this obligation. You are responsible for your use of the Services, all activity on your User Account and for any Content you post to the Services.
The use of the Services by a Member, Member Organization or Network may be administered in one of the following manners:
(a) Member Organization is administered by one or more Member Organization Administrators
Member Organizations may specify one or more Member Organization Administrators to (i) manage the Member Organization account information; (ii) manage access to Member Organization Administrator User Accounts; (iii) ensure that each Member of such Member Organization complies with these Terms.
(b) Network is administered by the Network Administrator
The Sponsor of a Network may specify one or more Network Administrators to (i) manage the Member Organization account information of each Member Organization within the Network; (ii) manage access to Network Administrator accounts; (iii) ensure that each Member Organization within the Network and each User within such Member Organization complies with these Terms.
Member Organization Administrators and Network Administrators are responsible for notifying Caredove if they become aware of any unauthorized access to any User Accounts for which they are responsible. Administrators should contact Caredove within 24hours of becoming aware of any unauthorized access to any User Accounts for which they are responsible.
In addition to the responsibilities described herein, you hereby agree to be bound by any additional responsibilities which may be applicable to your User type (role) as defined in the Caredove Referral Network Roles policy available on the Site at www.caredove.com/legal.
Subject to your compliance with these Terms, Caredove grants to you a limited, revocable, and non-exclusive license to access and use
(a) the Public Services (if you are not a Member);
(b) the Member Services (if you are a Member); or
(c) the Additional Services and/or Premium Services (if you and Caredove have agreed to such Services pursuant to any executed additional agreements or addendums) and to view the Content available to you through the Services (collectively, such licenses are referred to herein as the “License”).
Other than as expressly permitted in these Terms, the Content and the License are subject to the following restrictions and account terms:
(a) The Services we provide are for your use only. You may not resell, lease or provide them in any other way to anyone else, except as permitted through the Services.
(b) You may not make or distribute copies of the Caredove Platform or any portion of the Services.
(c) You may not alter, merge or translate the Caredove Platform or any portion of the Services, or decompile, reverse engineer, disassemble, or otherwise reduce the Caredove Platform or any portion of the Services to a human-perceivable form.
(d) You may not modify or create derivative works based on the Caredove Platform, Services or the Content.
(e) You may not use the Caredove Platform or Services for any application deployment or ultimate production purpose.
(f) You may not use the Caredove Platform or Services to develop any application having the same or similar primary function as the Caredove Platform or Services.
(g) You may not remove or modify any copyright, trademark or other proprietary notices that have been placed by Caredove.
(h) You may not otherwise use the Services or the Content other than for its intended purpose.
(i) You may not sell or transfer any information included in our Services or use such information to market any product or service by sending or facilitating the sending of, unsolicited e-mails (“Spam”).
(j) You will not, without our prior written approval, access or use, or attempt to access or use, any portion of our Services other than with (a) a commercially available browser; or (b) our published application programming interface (“API”).
(k) You may not circumvent, or attempt to circumvent, any technical measures that we have put in place to restrict specific functionalities of the Services or the API.
(l) Except as expressly permitted above, any use of any portion of the Content without the prior written permission of its owner is strictly prohibited and will terminate the license granted in this Section, this Agreement and your User Account with us. Any such unauthorized use may also violate applicable laws, including without limitation copyright and trademark laws.
(m) Unless explicitly stated herein, nothing in these Terms may be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. Subject to these Terms, the licenses in this Section are revocable by Caredove at any time.
(n) Your use of the Caredove Platform, Services and Content must not infringe or violate the rights of any other party, breach any contract or legal duty to any other parties or violate any applicable law.
(o) You may not facilitate or permit any third party to do any of the foregoing.
(p) Your use of the Services and Caredove Platform must comply with the User Content Guidelines outlined in Section 8 of these Terms.
If you operate a public free search engine that has made a public commitment to adhering to the robots.txt protocol, together with our sitemaps and crawl delay directive (collectively, the “Protocol”), you may crawl, index and publish hyperlinks (including so-called “deep links”) to the Public Services, so long as (i) you do so in compliance with the Protocol instructions published in applicable locations on our Services, (ii) you do not directly or indirectly receive remuneration in connection with the provision or display of said hyperlinks and cached pages, and (iii) if your user-agent is disallowed by us in our Protocol instructions or we otherwise notify you in writing, you shall cease all crawling of our Services. We call such a free, public search engine satisfying the requirements of clauses (i) through (iii), a “Public Search Engine,” and the Public Search Engine’s combined performance of clauses (i) through (iii), collectively, “Public Search Services.” We may revoke the foregoing authorizations at any time as indicated in our Protocol instructions.
Content provided by Users is called “User Content”. Except as described herein, User Content is the property of its respective owners (e.g. the User that inputted it). User Content on Caredove may include information about a Member Organization (other than Member Organization Contact Information), referral information, reports and other text, information, data, images, videos, sounds and other data uploaded by a User to the Services. Depending on the rights, privileges and settings of your User Account, your User Content may be viewed by other Users. Caredove’s only right to use that User Content is the limited licenses to it granted in these Terms. Those licenses are described in Section 7 of these Terms.
Other than User Content, the Services (including the design of the Services), the Caredove Platform, all Content (including Member Organization Contact Information and Member and Member Organization lists) and any other software used to create and operate the Services is the property of Caredove or its licensors, and is protected by Canadian and international copyright laws, and all rights to Services, such Content and such software are expressly reserved. All trademarks, registered trademarks, product names and company names or logos mentioned on the Services are the property of their respective owners.
Your User Content is your responsibility. We have no responsibility or liability for it, or for any loss or damage your User Content may cause to you or other people. User Content must comply with the User Content Guidelines outlined in Section 8 below. Although we have no obligation to do so, we have the absolute discretion to remove, screen or edit without notice any User Content posted or stored on the Services, and we may do this at any time and for any reason. You are solely responsible for maintaining copies of and replacing any User Content you post or store on the Services.
We do not claim any ownership interest in your User Content, but we do need the right to use your User Content to the extent necessary to provide the Services, now and in the future. For example, if you provide information about a Member Organization or post available times for a potential clients to meet with a healthcare practitioner, we need your license to display that User Content on the Services, and we need the right to sublicense that User Content to our other Users so that they can view that User Content.
Therefore, by posting or distributing User Content to or through the Services, you (a) grant Caredove and its affiliates and subsidiaries a non-exclusive, royalty-free, transferable right to use, display, perform, reproduce, distribute, publish, modify, adapt, translate and create derivative works from such User Content, in the manner in and for the purposes which the Services from time to time use such User Content; (b) represent and warrant that (i) you own and control all of the rights to the User Content, or otherwise have the lawful right to post and distribute that User Content, to or through the Services; and (ii) the use and posting or other transmission of such User Content does not violate these Terms (including the User Content Guidelines described Section 8 below) and will not violate any rights of or cause injury to any person or entity.
If your User Content is intended for the use of other Users, you also grant us and our affiliates and subsidiaries a non-exclusive, royalty-free, transferable right to sublicense such User Content to such Users for their use in connection with their use of the Services or third party services that integrate with the Services, as described in this Section.
The Services may permit certain Users to upload or input User Content. The type of User Content that a User is permitted to upload or input will depend on the rights and privileges that that are associated with their User Account. User Content submitted to any public area of the Services will be considered non-confidential. You agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Services any of the following:
In addition, any listings of Public Services, must follow the following guidelines:
Any use of the Services in violation of the foregoing violates the Terms and may result in, among other things, termination or suspension of your rights to use the Services.
Caredove respects the intellectual property rights of others. By submitting User Content through the Services, you represent and warrant that doing so does not infringe any third party’s copyrights, trade-marks, privacy rights, or other intellectual property or legal rights of any kind.
If we are notified that any User has posted, shared or saved any Content which allegedly do not conform to these Terms, we may, in our sole discretion, investigate the allegation and determine whether to take any other actions. You may also be subject to civil and criminal penalties, including without limitation monetary damages, if you violate any third party’s legal rights.
If you believe that your Content has been copied in a way that constitutes copyright infringement, please contact us and provide all information relevant to any claim of infringement by e-mailing firstname.lastname@example.org.
Caredove does not endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any Content or communications posted via the Services. Our Services include (a) directories to help you find health services (“Listings”); and (b) available times to book a service or appointment with a health care practitioner (“Available Appointments”). The information contained in these Listings or Available Appointments may be submitted by a Member Organization or other Users. These Listings and Available Appointments are posted for your convenience and may not be complete, accurate or comprehensive.
Caredove does not, in any way, endorse or support any of the Member Organizations listed in the Listings.
SOME CONTENT MAY INCLUDE MEDICAL OR HEALTH-RELATED INFORMATION. SUCH CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY. CAREDOVE DOES NOT PROVIDE MEDICAL ADVICE OR ANY TYPE OF MEDICAL OR HEALTH RELATED SERVICE. NOTHING CONTAINED IN OUR SERVICES SHOULD BE CONSTRUED AS A MEDICAL DIAGNOSIS OR TREATMENT. NO MEDICAL OR OTHER PROFESSIONAL-CLIENT RELATIONSHIP IS CREATED BY YOUR USE OF THE SERVICES. ALWAYS SEEKS THE ADVICE OF A PHYSICIAN OR OTHER TRUSTED AND QUALIFIED HEALTH PROFESSIONAL IF YOU HAVE ANY QUESTIONS. DO NOT DELAY SEEKING TREATMENT BASED ON ANY INFORMATION INCLUDED IN THE SERVICES. IF YOU THINK YOU HAVE A MEDICAL EMERGENCY, CALL YOUR LOCAL EMERGENCY NUMBER IMMEDIATELY.
Caredove does not assume and is not responsible for any liability whatsoever arising from any person’s use of the services provided by these Member Organizations or for any damage caused by a reliance on the Services.
Before obtaining services or treatment from a Member Organization or referring a patient to a Member Organization, ensure that you or your organization takes the time to evaluate such Member Organization (and their health care practitioners) to confirm relevant certifications, accreditations, the quality of the services they offer, Available Appointments, and the accuracy of the information they have provided through the Services.
There may be websites linked to and from our Services that are operated or created by third parties (“Third Parties”). These Third Parties are solely responsible for the information found on their respective websites. These links are available for your convenience and are only intended to enable access to such Third Party websites, and for no other purpose. Such links do not constitute Caredove’s endorsement or approval of these Third Parties in any way. Caredove makes no representation or warranty as to any services or products offered on Third Party websites.
Caredove will take reasonable efforts in connection with the secure storage, processing and transfer of data as outlined in our privacy and security program (https://about.caredove.com/legal). These measures are designed to protect the integrity of User Content and guard against unauthorized or unlawful access, use or processing of such User Content.
THE CAREDOVE PLATFORM, THE CONTENT AND THE SERVICES ARE PROVIDED TO YOU ON AN “AS IS” BASIS WITHOUT WARRANTIES FROM CAREDOVE OF ANY KIND, EITHER EXPRESS OR IMPLIED. CAREDOVE EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. CAREDOVE DOES NOT REPRESENT OR WARRANT THAT THE SERVICES OR CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, AND EXPRESSLY DISCLAIMS ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR PROPRIETARY CHARACTER OF THE SERVICES, THE CONTENT OR ANY PORTION THEREOF.
WHILE CAREDOVE ATTEMPTS TO MAKE YOUR ACCESS TO AND USE OF THE SERVICES SAFE, CAREDOVE DOES NOT REPRESENT OR WARRANT THAT THE SERVICES OR ANY CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
You waive and shall not assert any claims or allegations of any nature whatsoever against Caredove, its affiliates or subsidiaries, their contractors, vendors or other partners, any of their successors or assigns, or any of their respective officers, directors, agents or employees (collectively, the “Released Parties”) arising out of or in any way relating to your use of the Services or the Content, including, without limitation, any claims or allegations relating to the alleged infringement of proprietary rights, alleged appropriateness, completeness or inaccuracy of Content, or allegations that any Released Party has or should indemnify, defend or hold harmless you or any third party from any claim or allegation arising from your use or other exploitation of the Services. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT THE CONTENT IS NOT A SUBSTITUTE FOR PROFESSIONAL ADVICE, AND THEREFORE ANY RELIANCE ON THE SERVICES OR CONTENT IS ENTIRELY AT YOUR RISK. YOU USE THE SERVICES AT YOUR OWN RISK.
Without limitation of the foregoing, neither Caredove nor any other Released Party shall be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of the Services or the Content, including without limitation any damages caused by or resulting from your reliance on the Services or other information obtained from Caredove or any other Released Party or accessible via the Services, or that result from mistakes, errors, omissions, interruptions, deletion of User Content or other data, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction or unauthorized access to Caredove, any Sponsor, Member, other User, or any other Released Party’s records, programs or services.
In no event shall the aggregate liability of Caredove, whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of the Services exceed any amount paid by you for access to the Services during the twelve (12) months prior to the date of any claim, if any.
You hereby agree to defend, indemnify and hold harmless Caredove and the other Released Parties from any loss, damages, liabilities, costs, expenses, claims and proceedings arising out of: (a) your use of the Services; (b) the use of the Services by any person to whom you give access to your account; and (c) the use of the Services by any person whose User Account you administer.
Caredove will defend, indemnify and hold you harmless from any loss, damages, liabilities, costs, expenses, claims and proceedings arising out of any valid claim that the Caredove Platform, Services or any portion of it infringes the intellectual property rights of any third party (for which Caredove agrees it will use commercially reasonable efforts to replace any such portion of the Caredove Platform or Services with other original intellectual property that has similar functionality.
Subject to the terms of any additional agreements or addendums signed by the Parties for Member Services, and notwithstanding any provision of these Terms, Caredove reserves the right, without notice and in its sole discretion, without any notice or liability to you, to (a) terminate your license to use the Services, or any portion thereof; (b) block or prevent your future access to and use of all or any portion of the Services or Content; (c) change, suspend or discontinue any immaterial aspect of the Services or Content; and (d) impose limits on the Services or Content. In these cases, you may request Caredove to retrieve information stored on the services, such as referral information, which may be provided in accordance with applicable laws and Caredove policies.
In addition, we may terminate the access of any Member of a Member Organization upon notice that the Member’s employment has been terminated or there is a change in the status of the Member’s employment with the Member Organization.
Caredove will provide you with at least thirty (30) days prior notice of any material change to the functionality of the Services.
Caredove reserves the right to change or modify any of the terms and conditions contained in these Terms, or any policy or guideline applicable to the Services, at any time and in its sole discretion. If we do so, we will notify you at the e-mail address you provide in your Registration Data, if any, or we will post a notice on the Caredove Platform or the Site visible to you the next time you access the Services. Unless otherwise specified, any changes or modifications will be effective immediately upon posting of the revisions on the Caredove Platform and the Site, and your continued use of the Services or Services after such time will constitute your acceptance of such changes or modifications. You should from time to time review the Terms and any policies and documents incorporated in them to understand the terms and conditions that apply to your use of the Services. The Terms will always show the ‘last updated’ date at the top. If you do not agree to any amended Terms, you must stop using the Services. If you have any questions about the Terms, please email us at the contact address below.
Notices that we give you (other than notice of amendment of these Terms, which is discussed in Section 12 above) may be provided in any of the following ways. First, we may email you at the contact information you provide in your Registration Data, if any. Second, we may post a notice to you in the Notifications area of the Site. Third, we may post the notice elsewhere on the Site. When we post notices on the Site, we post them in the area of the Site suitable to the notice. It is your responsibility to periodically review the Site for notices.
The Services are controlled by Caredove Inc. and operated by it from its offices in Toronto, Ontario. You and Caredove both benefit from establishing a predictable legal environment in regard to the Services. Therefore, you and Caredove explicitly agree that all disputes, claims or other matters arising from or relating to your use of the Services will be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.
Except where prohibited by applicable law, any claim, dispute or controversy (whether in contract or tort, pursuant to statute or regulation, or otherwise, and whether preexisting, present or future) arising out of or relating to (a) these Terms; (b) the Services or Content; (c) oral or written statements relating to these Terms or to the Services; or (d) the relationships that result from these Terms or the Services or Content (collectively, a “Claim”) will be referred to and determined by a sole arbitrator (to the exclusion of the courts). Except where prohibited by applicable law, you waive any right you may have to commence or participate in any class action against Caredove related to any Claim and, where applicable, you also agree to opt out of any class proceedings against Caredove. If you have a Claim, you should give written notice to arbitrate at the address specified below. If we have a Claim, we will give you notice to arbitrate at your address or e-mail address provided in your Registration Data. Arbitration will be conducted by one arbitrator pursuant to the commercial arbitration laws and rules in effect on the date of the notice in the Province of Ontario.
To the extent arbitration as described in the immediately preceding paragraph is prohibited by applicable law, you agree that all Claims will be heard and resolved in a court of competent subject matter jurisdiction located in Toronto, Ontario. You consent to the personal jurisdiction of such courts over you, stipulate to the fairness and convenience of proceeding in such courts, and covenant not to assert any objection to proceeding in such courts.
If you choose to access the Services from locations other than Ontario, you will be responsible for compliance with all local laws of such other jurisdiction and you agree to indemnify Caredove and the other Released Parties for your failure to comply with any such laws.
You and Caredove may terminate these Terms and your use of the Services at any time. Upon termination you will (a) cease use of all of the Services; and (b) pay any outstanding balance of fees due to us. When your account is terminated, any User Content you have uploaded to the Services may remain on the Services. The license you grant to us in Section 7 therefore survives the termination of this Agreement. In addition, we may retain an archival copy of your User Content after termination, and you therefore hereby grant us a non-exclusive, perpetual, irrevocable license to maintain such archival copy for our internal business purposes.
If these Terms expire or terminate for any reason, Sections 6, 7, 10, 11, 14 and 16, and any representation or warranty you make in these Terms, shall also survive indefinitely.
If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. Caredove may assign any or all of its rights hereunder to any party without your consent. You are not permitted to assign any of your rights or obligations hereunder without the prior written consent of Caredove, and any such attempted assignment will be void and unenforceable. These Terms constitute the entire agreement between you and Caredove regarding your use of the Services, and supersede all prior or contemporaneous communications whether electronic, oral or written between you and Caredove regarding your use of the Services. The parties confirm that it is their wish that these Terms, as well as any other documents relating to this Terms, including notices, have been and shall be drawn up in the English language only. Les parties reconnaissent avoir convenue que la présente convention ainsi que tous documents, avis et procédures judiciaires qui pourront être exécutés, donnés ou intentées à la suite des présentes ou ayant un rapport, direct ou indirect, avec la présente convention soient rédigée en anglais. Your use of the Services includes the ability to enter into agreements and/or make transactions electronically. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY SUCH AGREEMENT. YOUR AGREEMENT AND INTENT TO BE BOUND BY USING ELECTRONIC AGREEMENTS. YOUR AGREEMENT AND INTENT TO BE BOUND BY USING ELECTRONIC SUBMISSIONS APPLIES TO ALL TRANSACTIONS YOU ENTER INTO ON THE SERVICES.
If you have any questions regarding these Terms or your use of the Services, please contact us here:
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